DAY ONE - Wednesday, December 1

Registration opens at 8:00 a.m. Program begins at 8:30 a.m.

Introduction and Overview

Structured Approach to Bank Credit Analysis

Quantitative Assessments of Asset Quality and Earnings & Profitability

Case Study: Assessing Assets and Earnings

Day One concludes at approximately 4:30 p.m.

DAY TWO - Thrusday, December 2

Program begins at 8:30 a.m.

Quantitative Assessment- Capital & Liquidity

Qualitative Assessment- Capital & Liquidity

Qualitative Assessment- Management and Risk Management

Luncheon Address: Wit Solberg, Mission Peak Capital

The Bank Investment Portfolio

Case Study: Assessing Capital, Liquidity, Management

Developing a Rating: Discussion and Conclusions

Warning Signals

Day Two concludes at approximately 4:30 p.m.